Are young people heading towards a pension crisis?

Prior to the Covid pandemic saving for a pension was not a high priority for the younger generation.  They were struggling to buy their own home or save regularly to do this and post-pandemic this may be even more difficult with rising unemployment, a drastically...

Saving for a pension? Nothing in the pot at 40?

This is not an unusual scenario to have no savings at the age of 40 and is a situation that may become more common in the future.  Right now people are under a lot of financial pressure and retirement may seem a long way off.  Traditional retirement at 65 is a thing...

Should 90% mortgages return?

Call for 90% mortgage return In order to stop house sales falling off when the stamp duty holiday ends in March, nervous lenders are being urged to bring back the 90% mortgage.  This high loan to value mortgage was largely withdrawn last March by major mortgage...

Oakwood January/February 2021

Welcome to our first edition for 2021. In a year of renewal, hopefully we’ll see a world that is steadily returning to normal, while also rapidly accelerating into a transformed future. Although lockdown restrictions have eased in some areas, the coronavirus...