Mortgage Borrowing

The main problem surveyors and conveyancers are facing now is the sheer volume of house purchases they are having to process. This vibrant housing market is critical in the UK’s economic recovery. There is evidence that about a third of properties sold for more than...

Saving for a pension? Nothing in the pot at 40?

This is not an unusual scenario to have no savings at the age of 40 and is a situation that may become more common in the future.  Right now people are under a lot of financial pressure and retirement may seem a long way off.  Traditional retirement at 65 is a thing...

Should 90% mortgages return?

Call for 90% mortgage return In order to stop house sales falling off when the stamp duty holiday ends in March, nervous lenders are being urged to bring back the 90% mortgage.  This high loan to value mortgage was largely withdrawn last March by major mortgage...

The Corona Effect – By Mathew Agbame

On Monday I had a phone call from one of my clients, “Mathew, I would like to cancel our appointment next week as I am concerned with the Corona Virus and the effect on the market”. What is the concern I asked, “Well the markets are down at the moment and I think it...