by Martin Jones | Mar 1, 2021 | Articles
On the affordability scale it is likely that young workers are more likely to opt out of an auto-enrolment scheme. In the six-month period between April and September 2020 there were no significant changes. It has to be pointed out that if you cease to save into the...
by Martin Jones | Feb 2, 2021 | Articles
This is not an unusual scenario to have no savings at the age of 40 and is a situation that may become more common in the future. Right now people are under a lot of financial pressure and retirement may seem a long way off. Traditional retirement at 65 is a thing...
by Martin Jones | Jan 25, 2021 | Articles
Call for 90% mortgage return In order to stop house sales falling off when the stamp duty holiday ends in March, nervous lenders are being urged to bring back the 90% mortgage. This high loan to value mortgage was largely withdrawn last March by major mortgage...
by Martin Jones | Jan 15, 2021 | Articles
Employee contributions fell by 11% between January and March last year states figures from the Office for National Statistics (ONS) which continued through to June with employers also cutting contributions by 5% during the second quarter. On 23 March 2020 England’s...
by Mathew Agbame | Mar 9, 2020 | Articles
On Monday I had a phone call from one of my clients, “Mathew, I would like to cancel our appointment next week as I am concerned with the Corona Virus and the effect on the market”. What is the concern I asked, “Well the markets are down at the moment and I think it...
by Martin Jones | Feb 11, 2020 | Articles
Last week I met with one of my clients who wanted to find out if he could retire early. My client had built up a successful electrical company, his sons were just taking over the business and it was growing rapidly. After inheriting some monies, he had decided it...
